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Chapter 7 Bankruptcy

Kansas Bankruptcy Chapter 7 Lawyer

Get a Fresh Start - Chapter 7 Bankruptcy

chapter 7 bankruptcy

Chapter 7 bankruptcy is designed to help individuals by eliminating all unsecured debt. Under the Chapter 7 bankruptcy laws, the filer may "reaffirm" certain secured debt, such as a mortgage and automobile loans. This means that you can eliminate all revolving credit card debt and keep your home and car by agreeing to continue to repay on those existing loans. There are many myths about Chapter 7 bankruptcy that the credit industry wants people to believe. While it is true that the new bankruptcy laws of 2005 affected some people, the large majority of families that qualified for Chapter 7 prior to the new laws, can still qualify.

Contact our office now for a Free Consultation or call us at 785-273-1353 in Topeka or 800-347-1353. Paul D. Post, P.A. is an experienced Kansas bankruptcy Chapter 7 lawyer who can help you achieve debt-relief from unpaid bills, harassing creditors and threats to garnish wages.

The Law Office of Paul Post provides experienced representation for individuals and families that need a fresh start that a Chapter 7 bankruptcy offers. We know that most people who file for Chapter 7 bankruptcy have struggled with higher interest rates, late fees, penalties, and financial turmoil for years before coming in to see us. Even if you are just a few months behind your credit card payments, you have come to the conclusion that you just can't keep up the juggling act anymore and are ready for a new beginning from the worry and stress that debt creates.

Hire us today and you can immediately start telling creditors and collection agencies that you are represented by a Kansas bankruptcy Chapter 7 lawyer. By law, collection efforts must then come directly to our offices immediately.

The Law Office of Paul D. Post handles everything to help you begin a fresh start today.

  • If you decide to retain us following an initial free consultation, that same day you should start telling creditors and collection agencies that you are represented by a Kansas bankruptcy chapter 7 lawyer. By law, they must immediately stop harassing collection calls and letters to your home.

  • Next, schedule a signing appointment with your attorney.

  • Complete the pre-counseling class.

  • Your case is filed with a Kansas bankruptcy court.

  • Complete the post counseling class.

  • The trustee must receive your first trustee payment within thirty days of filing, in the form of cashier's check or money order.

  • You will receive a letter from us informing you of the date, time and location of your Meeting of Creditors.

  • You will receive a request for documents from the trustee. You must comply with this request fully and promptly.

  • Your Meeting of Creditors will be held approximately four to six weeks after filing. You must bring photo identification and your Social Security card.

  • Your discharge will be mailed out by the clerk’s office approximately 90 days after the Meeting of Creditors

Contact our office now for a Free Consultation or call us at 785-273-1353 in Topeka or 800-347-1353 with all your questions and concerns. We can help you receive freedom from the stress and bondage debt creates.

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